Taking out insurance when renting a car is crucial, but there are different plans available to suit your needs, from reduced excess to no excess at all.
The following protection plans are available in the UK, Belgium, Spain, France, Germany, Italy and Portugal:
This will protect you against theft of the vehicle, as well as any damage caused by collision or attempted theft. It’s mandatory, so is often included in rental rates in the UK, Belgium, Spain, France, Germany, Italy and Portugal. In other countries, you must either be covered by your payment card (for US and Canadian residents) or purchase insurance separately.
This plan gives you partial protection – the excess amount will vary depending on the vehicle category and the country you are renting your vehicle in.
As well as protection against theft and damage caused by collision, this will cover you for damage to the windshield, mirrors, headlights and tires, as well as personal injury to both drivers and passengers (except in the UK).
With Medium Protection, the excess amount is reduced.
This is the highest level of protection, and can only be booked for drivers over the age of 26. It covers everything mentioned in Medium Protection, but personal effects are also covered (except in the UK). There are restrictions on certain vehicles – so please ask for more information when booking.
With Premium Protection, the excess amount can be reduced to zero.